
Fix & Flip Program Features
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Closing: As fast as 24-hours
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Credit Score: No requirement
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Income: No minimum required
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Interest rate: 12-18%
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Term: Usually 6 months. 12 and 18 month options available.
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Loan amount: 65% LTV, No minimum- Up to $1,000,000
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Underwriting: 100% Asset-based
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Financing scope: Purchase + rehab financing
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Rehab funds: held in escrow, released in draws
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Monthly payments: Interest-only payments
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Other features:
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Exit-strategy focused
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LLC-friendly
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One month of interest minimum payment
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Non-owner occupied properties only
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Prepayment flexibility
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Rehab scope of work required
Run the Numbers
or

Transactional Funding Features
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Closing: Usually within 72 hours
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Documentation Required: Minimum
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Interest rate: 18%
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Term: <1 month
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Loan amount: Up to 100% LTV,
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Underwriting: 100% Asset-based
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Financing scope: Purchase
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Other features:
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For acquisitions only
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Exit-strategy focused
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Ideal for wholesellers & investors
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Prepayment flexibility

DSCR Funding Features
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Closing: Regular closing times
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Credit Score: 660+
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Other requirements: Flexible
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Interest rate: 5.5-8.5%
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Term: Up to 360 months
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Loan amount: $75,000 -$2,000,000
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Underwriting: 100% Cashflow Based
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Other features:
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Investment properties only
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Portfolio growth friendly
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Prepayment penalties vary

Portfolio Loan Features
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Closing: Regular closing times
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Credit Score: 660+
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Underwriting: Flexible
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Interest rate: 5.5-8.5%
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Term: Up to 360 months
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Loan amount: $75,000 -$2,000,000
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Other features:
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Custom terms
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Cashflow focused
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Ideal for experienced investors
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Investment properties only
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Multiple properties

Disclaimer
*All the terms listed above are referential only. Final terms will be discussed with the loan officer.
